Insurance for Individuals

Whether you and your family could use a short-term health insurance plan or you may need home, renters or car insurance or even whether you have recreational vehicles or pets or travel plans to insure, Professional Benefit Solutions has plans to insure your real life needs.

At Professional Benefit Solutions we begin by listening to the story of your life – the people you love and need to take of, the property you have worked to buy or to rent, the vehicles parked on your property or at your child’s college.  And after we know what types of needs you have, we will help you select the exact l Insurance programs that will allow you to move through your every day lives  knowing you will have the care and the coverage you need when you need it.

We also know that life throws curve balls and unexpected changes. When those changes happen, it is good to take a look at how much insurance you have and to decide whether you still need it, need to amend or update it or need a completely different type of coverage.

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There’s A Lot to Talk About

For a comprehensive approach to insurance that protects your vision and dental health, protects your assets should you require long term care and support your dependents after your death, call us for an appointment, And to protect your property, cars, recreational vehicles, pets and travel plans:

Individual Insurance Options

Click the icon for more information about each policy type.

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Property Insurance

Whether you rent or own your home you need property insurance to replace your home and/or contents should something happen. In addition, we help with insurance for any vehicles that travel on the streets (cars, motorcycles, recreational vehicles) and vehicles that need insurance to qualify for financing (boats, ATVs, UTVs). And if pets are important family members or if you love to travel, we can help with insurance coverage.

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Short-Term Health Insurance


Short-Term Health Insurance Plans can provide health coverage if you are between jobs, in college,  or if you are a younger spouse or the dependents of someone who has just become eligible for Medicare. These plans typically extend for 18-24 months while you are searching for a new job, aging into Medicare or working to graduate.



Vision Insurance


Basic Medicare does not include trips to an eye doctor, yet checkups are needed annually to maintain eye health. Glasses need to be kept up to date, and the necessity for cataract surgery develop. During the open enrollment period, let us help you select the right Vision Care Policy that will cover the types of eye care you'll require as your eye health needs change.


Life Insurance



Life Insurance needs change as your need to provide for loved ones evolves over time. Maybe you have already paid off your mortgage. or maybe you owe less. Maybe you have other loans that you want to make sure your family is able to pay off should something happen to you. Perhaps you want the peace of mind in knowing your final expenses are covered. Maybe you want to leave funds for your grandchildren to go to college or to assist them as they start their adult lives. Whatever your life story – and the love story you want to leave for your loved ones – Professional Benefit Solutions can help.



Long Term Care


Nobody really wants to move to assisted living or need nursing home care. Nobody really wants home health services. Sadly, about 70% of us will require nursing home, skilled care or home health care during their life times. Long Term Care Insurance has become one of the most important investments in keeping families financially secure and assets protected. We'll help you find a plan that protects your assets and give you peace of mind.

Dental Insurance


Without Dental Insurance, a trip to the dentist can be a very expensive experience. While Dental coverage is not included in your Medicare Plan, you do have the option of purchasing a policy to cover dental care. Rest easy knowing that a Dental policy covers two annual visits to the dentist, routine x-rays and fillings along with some of the more extensive contingencies that face you as your teeth age.


Our Customers

“When it came time to select a Medicare policy and drug plan, I felt completely confused. I was bombarded by mail from dozens of companies. I called Elaine, and she took all the time I needed to help me choose the plan that I really needed and one that I could afford, too.” 

– Dwight, 2018

Get In Touch

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