Insurance for Individuals & Families
Giles County Insurance has been serving individuals and families with the types of personal insurance products offered to businesses. Whether you and your family could use a heath insurance coverage for the year or a short-term health insurance plan Professional Benefit Solutions has plans to insure your real life needs. We know that you and your family will also need coverage for the optional benefits if you are self-employed or working in jobs that don’t offer health benefits. This includes coverage for vision, dental, cancer life insurance and long-term care policies that you may have purchased through employers. And we know that the earlier you begin with an annuity plan, the safer your retirement plans become.
At Professional Benefit Solutions we begin by listening to the story of your life and the people you love and need to take of. And after we know what types of needs you have, we will help you select the exact Insurance programs that will allow you to move through your every day lives knowing you will have the care and the coverage you need when you need it.
We also know that life throws curve balls and unexpected changes. When those changes happen, it is good to take a look at how much insurance you have and to decide whether you still need it, need to amend or update it or need a completely different type of coverage.
Life Insurance
Life Insurance needs change as your need to provide for loved ones evolves over time. Maybe you have already paid off your mortgage. Maybe you have other loans that you want to make sure your family is able to pay off should something happen to you. Perhaps you want the peace of mind in knowing your final expenses are covered. Maybe you want to leave funds for your grandchildren to go to college or to assist them as they start their adult lives. Whatever your life story, we can help.
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Cancer Insurance
A cancer diagnosis is not just emotionally devastating for the patient and their family. It is often a financially destabilizing event. Investing in an individual cancer policy offers the ability to protect themselves financially should cancer care be necessary.
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Long Term Care
Nobody really wants to move to assisted living or need nursing home care. Nobody really wants home health services. Sadly, about 70% of us will require nursing home, skilled care or home health care during their life times. Long Term Care Insurance has become one of the most important investments in keeping families financially secure and assets protected. We’ll help you find a plan that protects your assets and give you peace of mind.
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Short-Term Health Insurance
Short-Term Health Insurance Plans can provide health coverage if you are between jobs, in college or if you are a younger spouse or the dependents of someone who has just become eligible for Medicare. These plans typically extend for 18-24 months while you are searching for a new job, aging into Medicare or working to graduate.
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Vision Insurance
Very few health insurance plans include trips to an eye doctor, yet checkups are needed annually to maintain eye health. Let us help you select the right Vision Care Policy that will cover the types of eye care you’ll require as your eye health needs change or your family grows.
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Dental Insurance
Without Dental Insurance, a trip to the dentist can be a very expensive experience. While Dental coverage is not included in most healthcare plans, you do have the option of purchasing a policy to cover dental care. Rest easy knowing that a Dental policy covers two annual visits to the dentist, routine x-rays and fillings along with some of the more extensive contingencies that face.
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Disability
Professional Benefit Solutions will provide benefit options for your employees for income replacement through AFLAC should they experience a short or long period during which they are unable to work due to an extended illness or injury. These funds, paid directly to the employee, allow them to cover routine expenses or other health needs as they convalesce.
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Springtime Changes
Graduations, Weddings, Babies, Moves, Vacations! Say "Hello" to May! Springtime brings so many changes. It is a month full of weddings and graduations, thoughts about moving, and vacations. It is a time to make sure that your insurance policies are keeping up with the changes that are happening in your life. Whether you...
Protect That Heart
It's Heart Month for the entire month of February! So let's celebrate the hardest working muscle we have and pledge to protect it! Our goal is to make sure that our hearts pump at a rate of about 100 beats a minute with the rich life-sustaining oxygen-filled blood that you need to stay healthy! Heart disease remains the...
Blood Awareness In January
There are few more loving gifts that a human being can do for others than to donate blood. To those who make it a priority to donate throughout the year, we are all grateful! The time all in is a half hour to donate a pint of blood (with the actual donation taking about 10 minutes). You can do this every 56 days. Every...
Hand Washing Awareness
Nothing can spoil the season as quickly as family members getting sick. We all have a heightened awareness of how serious those illnesses can be. As the season turns to indoors, it is just the right time to remind us all that there are important steps to washing your hands to help protect you from whatever you may have...
Snooze You Loose?
Whether you are one of the Pandemic 25 Pounders who hasn't been able to shake the weight gain of the stressful years of lockdowns or whether you would just like to slim down for a healthier you, allow us to suggest you just go to bed! While what you eat and the portions you feed yourself will always be a weight...
Mental Illness Awareness Week
We have shared a very tough time. The pandemic, the natural disasters, the everyday stress of just moving through each day has taken a toll on all of us. it is important to be mindful of those who may be struggling with stresses. In fact, this year, more than maybe other years, we need to recognize that the response of...
Breast Cancer Awareness
Knowing the Symptoms Saves Lives! 12% of all new cancers, and 25% of all new cancers in women are breast cancer. As we enter Breast Cancer Awareness Month, it is a good time to remind ourselves that men get breast cancer also. And it is the perfect time to review the symptoms of the most common types of breast cancer....
Suicide Prevention
9881-800-273-TALK There is a very real consequences of lingering isolation, a return to our new normal, the unrest in the country, the loss of economic security and the changes in the ways we communicate have left people at a higher risk of self-harm. #Bethe1To Ask is the Suicide Prevention Week goal. It asks that we not...
Life Insurance Protects In Several Ways
There are a three different ways to think about life insurance. The first, and most obvious, is that it is a tool to assure that your family will have the financial resources to pay for mortgages, utilities, pay off big ticket items like cars, send children to college, and continue to survive financially if something...