Cancer Insurance for Employees
Each year more than 1.7 million Americans learn they have cancer. Along with the emotional impact of that diagnosis often comes the need for intensive care that may require employees to take extended leaves of absence for surgeries and ongoing treatments.
Cancer treatment can be financially destabilizing for families due to increased costs for travel, medical procedures and medications. Offering cancer insurance as an optional benefit allows employees to be proactive in protecting themselves and their dependents from the financial strain that can accompany a serious diagnosis.
Professional Benefit Solutions helps employers provide this important coverage — giving employees access to plans that offer quick, direct payments to help offset the everyday costs that come with cancer treatment.
The Cost of Cancer
Time away from work, loss of sick leave, uncovered treatments and medications, and travel expenses can add up quickly. Studies show that within a year of a cancer diagnosis, the rate of bankruptcy is 2.5 times higher for individuals with cancer than for those without.
The average age at diagnosis is 53, with an average annual income of about $49,000. Of those facing cancer-related bankruptcies, 54 percent are men and 60 percent are married.
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After the Shock of a Cancer Diagnosis
There were a million things that ran through Bobby’s mind when he finally heard the words that the pathology report indicated cancer. After the initial cold shock, he says his thoughts moved immediately to his family. What would they do? How would they make it financially? Did they have the funds saved up to handle his...